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Big Shopping

Small Payments

Choose Float at checkout to split cred it card purchases into bite-size monthly payments, Works with any Visa or Mastercard credit card.

No interest or fees. No application, No new credit. No-brainer.

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What is Float?

Float is the no-brainer way to pay with your credit card.

Buy bigger at (insert your merchant name) and checkout with Float to split your payments
over up to (insert max instalments) interest-free, fee-free monthly instalments using the
available limit on your Visa or Mastercard credit card.

No interest or fees. No applications. No new debt. No-brainer.

Why use Float?

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What do I need to pay with Float?

A Visa or Mastercard credit card(No debit cards)

The full purchase amount available

How to pay with Float?

It's as quick and easy as a regular credit card purchase.
No sign-up required - just shopping joy on your terms.

How Float works

At the time of purchase, Float temporarily "reserves" the full amount on
your credit card, but only charges you the first interest-free instalment.
The remaining instalments are charged on the same day each month. In
between each instalment, a new temporary "reserve" is placed for the
outstanding balance, until your purchase is completely repaid.

Need clarity? Here's an example!

R3 000 purchase in 3 instalments using fl°at

Today

float

R3 000 reserved

R1 000 paid

Between Instalments

float

R2 000 reserved

1 month later

float

R1 000 paid

Between Instalments

float

R1 000 reserved

2 month later

float

R1 000 paid

Frequently AskedQuestions

Still not found what you're looking for?
Read Flaat FAQ's to learn more